WORKSITE INSURANCE

PROTECTION

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ANNUAL RENEWABLE TERM (ART)

ISSUE AGES:	20-60 (age last birthday)
PREMIUM PAYING PERIOD:	1 year
PERIOD OF COVERAGE:	1 year

PROCEEDS PAYABLE:	Upon death within the insurable year
FEATURES:	Yearly renewable term insurance Renewable up to age 60

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5-YEAR RENEWABLE TERM (5-YRT)

ISSUE AGES:	10-55 (age nearest birthday)
PREMIUM PAYING PERIOD:	5 years
PERIOD OF COVERAGE:	5 years

PROCEEDS PAYABLE:	Upon death within the insurable year
FEATURES:	5-year renewable term insurance Renewable until age 55 Convertible to a permanent plan before attained age 60

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10-YEAR RENEWABLE TERM (10-YRT)

ISSUE AGES:	10-60 (age nearest birthday)
PREMIUM PAYING PERIOD:	10 years
PERIOD OF COVERAGE:	10 years

PROCEEDS PAYABLE:	Upon death within the insurable year
FEATURES:	10-year renewable term insurance Renewable up to age 60 Convertible to a permanent plan before attained age 60

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FAMILY PROTECTOR PLAN PLUS (FPPP)

ISSUE AGES:	Principal Insured:18-60 Spouse or Parents:18-60 Children or Siblings:1-19
PREMIUM PAYING PERIOD:	1 year (Annual mode)
PERIOD OF COVERAGE:	1 year

PROCEEDS PAYABLE:	Accidental Death Principal = 100% FA Spouse/Parents = 50% FA Children/Siblings = 10% FA Medical Reimbursement: Principal & Spouse/Parents only for 10% or Php20,000 whichever is lower Burial Benefits = 25%
FEATURES:	Yearly renewable Personal accident Medical reimbursement (accident) Burial benefits (natural or accidental, except suicide within the first 2 years of the policy), 25% of the basic coverage of each member. Sold on a per unit basis, at P20,000 basic coverage per unit. Principal Insured may purchase FPPP from a minimum of 5 units (P100,000) basic coverage to a maximum of 10 units (P200,000).

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HOSPITAL INCOME PLAN PLUS (HIPP)

ISSUE AGES:	5-59 (age last birthday and in good health)
PREMIUM PAYING PERIOD:	1 year
PERIOD OF COVERAGE:	1 year

PROCEEDS PAYABLE:	Cash benefits in the form of hospital daily income multiplied by the number of days of confinement to a maximum of 31 days per confinement Cash allowance for Annual Physical Examination (APE) = 40% of daily income benefits
FEATURES:	Non-participating yearly renewable hospital income plan *Successive periods of hospital confinement shall be considered as one period of confinement, unless separated by more than 30 days, or the subsequent confinement is due to causes entirely unrelated to the causes of the previous confinement

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NEW GOLDEN LIFE WEALTH PROTECTOR

ISSUE AGES:	0-80 (age last birthday)
PREMIUM PAYING PERIOD:	Whole life or up to age 100
PERIOD OF COVERAGE:	Up to age 100

PROCEEDS PAYABLE:	Upon death or at age 100
FEATURES:	Non-participating whole life plan

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FLEXILIFE WEALTH PROTECTOR 1/2/3/4/5/10 (FWP)

ISSUE AGES:	0-75 (age last birthday)
PREMIUM PAYING PERIOD:	Choice of paying period from 1 year to 5 years and 10 years
PERIOD OF COVERAGE:	Up to age 100

PROCEEDS PAYABLE:	Upon death or at age 100
FEATURES:	Non-participating limited pay life Choice of paying period from 1 year to 5 years and 10 years

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ESTATE PROTECTOR PLAN (EPP)

ISSUE AGES:	0-75 (age last birthday)
PREMIUM PAYING PERIOD:	Whole life or up to age 100 May be reduced to 10 using accumulated dividends
PERIOD OF COVERAGE:	Up to age 100

PROCEEDS PAYABLE:	Upon death or at age 100
FEATURES:	Participating plan, earns â€œnon-guaranteed annual dividendsâ€�

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