SAVINGS & PROTECTION


  1. WEALTH CREATION
    1. RETIREMENT
      1. EDUCATION

        WEALTH CREATION


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        ANTICIPATED PAYMENT LIFE WITH ENDOWMENT (APLE 5/8/10/15/20)

        ISSUE AGES: 0-75 (age last birthday)
        PREMIUM PAYING PERIOD:
        • 5 years
        • 8 years
        • 10 years
        • 15 years
        • 20 years
        PERIOD OF COVERAGE: Up to age 100
        PROCEEDS PAYABLE: Upon death or at age 100
        FEATURES:
        • Non-participating limited pay life plan with anticipated endowments
        • Anticipated endowment:
          End of 5th year = 20% of FA
          End of 10th year = 20% of FA
          End of 15th year = 30% of FA
          End of 20th year = 30% of FA
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        FORTUNE MILER 5/10/15

        ISSUE AGES: 0-65 (age last birthday)
        PREMIUM PAYING PERIOD:
        • 5 years
        • 10 years
        • 15 years
        PERIOD OF COVERAGE: Up to age 100
        PROCEEDS PAYABLE: Upon death or at age 100
        FEATURES:
        • Non-participating limited pay life plan with anticipated endowments
        • Anticipated endowment:
          End of 5th year = 20% of FA
          End of 10th year = 20% of FA
          End of 15th year = 30% of FA
          End of 20th year = 30% of FA
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        FORTUNE ENHANCER

        ISSUE AGES: 1-65 (age last birthday)
        PREMIUM PAYING PERIOD: 5 years
        PERIOD OF COVERAGE: Up to age 100
        PROCEEDS PAYABLE: Upon death or at age 100
        FEATURES:
        • Non-participating limited pay life plan with anticipated endowments
        • Anticipated endowments of 10% of FA starting the end of the 4th year and every 2 years thereafter
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        RETIREMENT


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        FORTUNE PROVIDER 60/65

        ISSUE AGES:
        • Provider 60: 0-50
        • Provider 65: 0-55 (age last birthday)
        PREMIUM PAYING PERIOD: 10 Years
        PERIOD OF COVERAGE: Up to age 100
        PROCEEDS PAYABLE: Upon death or at age 100
        FEATURES:
        • Non-participating limited pay life with anticipated endowment
        • Anticipated endowment equal to FA at age 60/65
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        FORTUNE GIFT 60/65

        ISSUE AGES:
        • 0-50 for Fortune Gift 60
        • 0-55 for Fortune Gift 65
        PREMIUM PAYING PERIOD: 10 years
        PERIOD OF COVERAGE: 10 years
        PROCEEDS PAYABLE: Upon death before age 60/65 or at age 60/65
        FEATURES: Non-participating endowment plan at age 60/65
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        EDUCATION


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        FORTUNE EDUCATION PLAN (FEP)

        ISSUE AGES:
        • Insured: 0-12 (age last birthday)
        • Payer/Owner: 21-55 (age last birthday)
        PREMIUM PAYING PERIOD: 5 years
        PERIOD OF COVERAGE: Until age 25
        PROCEEDS PAYABLE:
        • Upon death prior to Insured’s attainment of age 20 = 100%FA
        • Upon death on Insured’s attainment of age 20-25 = 200%FA
        FEATURES:
        • Non-participating 5-pay special anticipated endowment with increasing 5-year term
        • Endowments upon attainment of age:
          16 = 20.00% of FA
          17 = 23.00% of FA
          18 = 26.50% of FA
          19 = 30.50% of FA
        • Endowments will be released on the policy anniversary following the attainment of ages 16, 17, 18 & 19
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